ขณะนี้คุณกำลังดูเว็บไซต์นี้ในรูปแบบภาษาอังกฤษ กรุณากดตรงนี้เพื่อดูในรูปแบบภาษาไทย

Invoice Financing

Get cash upfront

by converting your invoices

  • Credit line up to THB 30 million

  • Financing up to 90% of the invoice value

  • Interest rates as low as 0.85% per month

  • No collateral required

What is Invoice Financing?

Invoice Financing is an easy financing solution that does not require collateral. SMEs can focus on business without having to worry about liquidity.

Invoice Financing is a short-term product that allows businesses to convert receivables such as an invoice, billing notes, or bills of lading, into cash. After delivering products or services, SMEs can approach Funding Societies and receive up to 90% of the value of approved invoices. Funding Societies will then collect the money from the SME or the Buyer when the term is due and transfer the remaining difference (reserve) if any back to the SME.

FS "Invoice Financing" is suitable for

  • Limited Partnership or Company Limited

  • Operating for at least 12 months and submitted audited financial statement last year

  • No record of late payment of more than 3 months

  • Hold invoices issued by established buyers

  • Buyers are state enterprises, government bodies, large and well-established corporates

  • Can demonstrate previous transaction history with buyers

Invoice Financing solution to ease your cash flow

No Collateral

We focus on your business potential and want to help you grow.

No Hidden Fees

We will inform you of the costs and fees involved upfront, with no hidden fees for you to worry about.

Hassle-Free

We have a hassle-free online application process, so you can apply for financing from the comfort of your home.

Flexible Repayment

You can choose the tenure from 30 to 120 days, for your convenience.

How to Apply?

Apply

Easily apply via the website by providing business information. Funding Societies will contact you within 2 business days to provide advice and assist you in preparing documents for submission.

Consult 

You will receive the services of a personal expert in advising on the type of funding that is suitable for your business situation without any charge.

Submit Documents

Submit relevant documents including invoices via online channels. Funding Societies will quickly review your application.

Signing and Disbursement

Once your loan is approved, Funding Societies will submit an offer to simply e-sign the contract and we will disburse the funds ASAP!

Application for Invoice Financing

Are you wondering which loan you should apply for 🤔?

If your business is...

  • Juristic to Limited Partnership or Company Limited

  • Annual revenue of more than THB 5 million and Minimum 1 year audited financial statement


Apply job

Are you wondering which loan you should apply for 🤔?

If your business is...

  • Juristic to Limited Partnership or Company Limited

  • Annual revenue of more than THB 5 million and Minimum 1 year audited financial statement


Apply job

Frequently Asked Questions

 

“Invoice Financing” supports working capital and cash flow gap for SME. This product allows businesses to convert receivables such as an invoice from a trading partner, into cash and can offer you a financing of up to THB 30 million and no collateral required. 


Example of business such as Trading, Transportation and logistics, Furniture/ home/ accessories manufacturer and sales.
 

 

For “Invoice Financing” when your financing is approved, a facility is created. SME then submits a disbursement request with invoices to Funding Societies and receives up to 90% of the value of approved invoices. Fund will be credited into your designated business bank account.

 

 

Repayment can be paid by trading party (buyer) directly to Funding Societies or via a Control account.

 

What if I can't make my payments on time?

If you are late in making your repayments, you would be charged penalty fees. Please note that these vary by product. For more accurate and updated fees/charges, kindly check with us.

 

Can I make an early settlement?

Yes. Early repayments are always encouraged. Interest is calculated on actual days outstanding for each loan.
 

 

“Invoice Financing”  has an Upfront Fee and Disbursement Fee. For more accurate and updated fees/charges, kindly check with us.

 

Interest is calculated according to actual principal outstanding and duration of the loan. Partial repayment will reduce principal outstanding and interest charges.

 

For Consulting

1. Company Profiles (if any)

2. Audited financial statements last 3 years (at least 1 year)

3. Por Por 30 (latest 12 months or unaudited period)

4. New sales / project contracts, purchasing order, or invoices for financing request

 

For Loan Application

1. Company's Affidavit (not more than 3 months)

2. Shareholder List (BOJ 5) (not more than 3 months)   

3. Copy of national ID card (front and back) of Authorized Director

4. Company Profiles (if any)

5. Main Company Bank Statements (latest 6 months) E-Statement only and have transaction details    

6. Audited financial statements last 3 years (at least 1 year)

7. Por Por 30 (latest 12 months or unaudited period)

8. Credit bureau report (not more than 2 months)

9. Sample of past PO to suppliers / project contracts, purchasing order, invoices, or fund receipts

10. New sales / project contracts, purchasing order, or invoices for financing requests

Indonesia

Pemberi Dana
[email protected]
+62 877 7126 5290

Penerima Dana
[email protected]
+62 877 7873 6144

Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia

Singapore

[email protected]
General Enquiries:
+65 6221 0958

Sales Enquiries:
+65 6011 7534

112 Robinson Road
Level 8
Singapore 068902

Malaysia

[email protected]
Primary contact
+603 9212 0208

Secondary contact
+603 2202 1013

Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur

Thailand

SME Loan
[email protected]
+66 93 139 9721

Investment
[email protected]
+66 62 197 8661

No. 188, Spring Tower,
10th Floor, Phayathai Road,
Thung Phaya Thai Sub-district,
Ratchathewi District,
Bangkok, 10400

Vietnam

[email protected]
(+84) 28 7109 7896

The Sentry P
16 Nguyen Dang Giai Street,
Thao Dien Ward, Thu Duc City,
Ho Chi Minh City, Vietnam

Dreamplex
174 Thai Ha Street,
Trung Liet Ward, Dong Da District,
Hanoi, Vietnam

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Funding Societies is the leading SME digital financing platform in Southeast Asia. We specialize in all forms of short-term financing for SMEs, funded by individual and institutional investors. We pride ourselves on our speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Backed by SoftBank Ventures and Sequoia India amongst many others, Funding Societies has helped to finance more than 80 thousand SMEs regionally. It is dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.

FS Siam Co., Ltd. and FS Capital Co., Ltd. are part of the Funding Societies Brand.

FS Siam Co., Ltd. (Registration No: 0105563070599), a company operates as the crowdfunding platform provider which is licensed by the Securities and Exchange Commission of Thailand (SEC).

Can check our license here https://market.sec.or.th/LicenseCheck/Search

FS Capital Co., Ltd. (Registration No: 0105564064304), a company that provides several types of financing to the qualified SMEs.