ขณะนี้คุณกำลังดูเว็บไซต์นี้ในรูปแบบภาษาอังกฤษ กรุณากดตรงนี้เพื่อดูในรูปแบบภาษาไทย
Invoice Financing
Get cash upfront
by converting your invoices
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Credit line up to THB 10 million
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Financing up to 80% of the invoice value
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Interest rates as low as 0.85% per month
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No collateral required
What is Invoice Financing?
Invoice Financing is an easy financing solution that does not require collateral. SMEs can focus on business without having to worry about liquidity.
Invoice Financing is a short-term product that allows businesses to convert receivables such as an invoice, billing notes, or bills of lading, into cash. After delivering products or services, SMEs can approach Funding Societies and receive up to 80% of the value of approved invoices. Funding Societies will then collect the money from the SME or the Buyer when the term is due and transfer the remaining difference (reserve) if any back to the SME.
FS "Invoice Financing" is suitable for
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Limited Partnership or Company Limited
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Operating for at least 12 months and submitted audited financial statement last year
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No record of late payment of more than 3 months
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Hold invoices issued by established buyers
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Buyers are state enterprises, government bodies, large and well-established corporates
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Can demonstrate previous transaction history with buyers
Invoice Financing solution to ease your cash flow
No Collateral
We focus on your business potential and want to help you grow.
No Hidden Fees
We will inform you of the costs and fees involved upfront, with no hidden fees for you to worry about.
Hassle-Free
We have a hassle-free online application process, so you can apply for financing from the comfort of your home.
Flexible Repayment
You can choose the tenure from 30 to 120 days, for your convenience.
How to Apply?
Apply
Easily apply via the website by providing business information. Funding Societies will contact you within 2 business days to provide advice and assist you in preparing documents for submission.
Consult
You will receive the services of a personal expert in advising on the type of funding that is suitable for your business situation without any charge.
Submit Documents
Submit relevant documents including invoices via online channels. Funding Societies will quickly review your application.
Signing and Disbursement
Once your loan is approved, Funding Societies will submit an offer to simply e-sign the contract and we will disburse the funds ASAP!
Application for Invoice Financing
Documents needed
✔️ Company Financial Statement
✔️ Por Por 30 (Last 12 months)
✔️ Company Financial Statement (Last 6 months)
✔️ Business Registration Certificate (Not more than 3 months from date applied)
Prepare it to speed up the application process
Are you wondering which loan you should apply for 🤔?
If your business is...
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Juristic to Limited Partnership or Company Limited
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Annual revenue of more than THB 10 million and Minimum 1 year audited financial statement
Frequently Asked Questions
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What is Invoice Financing?
“Invoice Financing” supports working capital and cash flow gap for SME. This product allows businesses to convert receivables such as an invoice from a trading partner, into cash and can offer you a financing of up to THB 30 million and no collateral required.
Example of business such as Trading, Transportation and logistics, Furniture/ home/ accessories manufacturer and sales. -
How to receive funds?
For “Invoice Financing” when your financing is approved, a facility is created. SME then submits a disbursement request with invoices to Funding Societies and receives up to 80% of the value of approved invoices. Fund will be credited into your designated business bank account.
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How to make a repayment?
Repayment can be paid by trading party (buyer) directly to Funding Societies or via a Control account.
What if I can't make my payments on time?
If you are late in making your repayments, you would be charged penalty fees. Please note that these vary by product. For more accurate and updated fees/charges, kindly check with us.
Can I make an early settlement?
Yes. Early repayments are always encouraged. Interest is calculated on actual days outstanding for each loan.
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Are there any other fees and charges?
“Invoice Financing” has an Upfront Fee and Disbursement Fee. For more accurate and updated fees/charges, kindly check with us.
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How is interest calculated?
Interest is calculated according to actual principal outstanding and duration of the loan. Partial repayment will reduce principal outstanding and interest charges.
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What documents do we ask for?
For Consulting
1. Company Profiles (if any)
2. Audited financial statements last 3 years (at least 1 year)
3. Por Por 30 (latest 12 months or unaudited period)
4. New sales / project contracts, purchasing order, or invoices for financing request
For Loan Application
1. Company's Affidavit (not more than 3 months)
2. Shareholder List (BOJ 5) (not more than 3 months)
3. Copy of national ID card (front and back) of Authorized Director
4. Company Profiles (if any)
5. Main Company Bank Statements (latest 6 months) E-Statement only and have transaction details
6. Audited financial statements last 3 years (at least 1 year)
7. Por Por 30 (latest 12 months or unaudited period)
8. Credit bureau report (not more than 2 months)
9. Sample of past PO to suppliers / project contracts, purchasing order, invoices, or fund receipts
10. New sales / project contracts, purchasing order, or invoices for financing requests
ต้องการเพิ่มสภาพคล่องให้ธุรกิจ SME ให้ Funding Societies เป็นผู้ช่วย
ผู้ประกอบการธุรกิจ SME ท่านใดที่ขาดสภาพคล่อง หมุนเงินไม่ทัน เนื่องจากกำลังรอรับเงินจากลูกค้า Funding Societies ผู้ให้บริการสินเชื่อสำหรับ SME ในประเทศสามารถให้เงินสดเพื่อนำไปดำเนินธุรกิจต่อได้แบบไม่ติดขัด เพียงนำใบแจ้งหนี้ที่มีกับลูกค้าของคุณมาให้ Funding Societies เพื่อยื่นขอสินเชื่อหมุนเวียนจากลูกหนี้การค้า พร้อมรับเงินสูงสุด 80% ตามมูลค่าของใบแจ้งหนี้ มั่นใจได้เพราะเราให้เงินทุน SME ไปแล้วมากกว่าแสนราย กรอกใบสมัครเพื่อขอเงินทุนในเว็บไซต์ได้เลย