Return on Investment
Minimum Investment Amount
Our debt crowdfunding platform is a funding marketplace which connects SMEs seeking funds directly with investors looking for fixed income returns. For investors, this is often an attractive investment option as it offers high returns compared to other type of debt investments. SMEs are able to get access to quick funding, at reasonable rates of interest, without needing to put up collateral.
With over THB 45 billion in business financing funded regionally till date, Funding Societies is the leading SME digital financing platform in the region.
Here are a few reasons why you will love investing with Funding Societies
We make the concept of debt crowdfunding easy for you to understand.
Investment starts from a minimum of THB 10000.
Control account: Investor's money is kept in a control account managed by a third-party trustee to give our investors peace of mind.
Max issuer exposure: We ensure that investor's portfolio is diversified and not over exposed in any individual issue by imposing investment limits.
Online registration and activation
Invest, pay and review your portfolio anywhere any time on our platform
E-Sign your contract - no printing, no mailing
Diversify your portfolio by investing into a unique asset class
Fill in personal information
Upload your documents
Verify your risk profile and investment knowledge
Verification from our team
Review factsheet to get more information on company, financial performance, and credit risk assessment
Ask business owners and chat with other investors through Investor Forum
Choose investment opportunities based on your risk appetite
Deposit money with our third-party control account to confirm your investment
Access your investment details and transaction history
Track your portfolio performance
Funding Societies is one of the first debt-crowdfunding platforms to obtain a crowdfunding license issued by the Securities and Exchange Commission, Thailand (SEC).
In addition, Funding Societies is licensed in Singapore, Malaysia and Indonesia.
All individuals (aged 20 years and older) and institutions are welcome to invest with us. Investors who are interested in investing in crowdfunding bonds are able to open investment accounts with Funding Societies. Note, that there is a KYC (Know-Your-Customer) process that all investors must go through before being approved to invest on our platform.
Documents required as part of KYC (Know-Your-Customer) process include:
For Qualified Investor
Definition and the proof of investor can be divided into 3 groups as follow:
1. Investors who have directly invested in stock market at least 1 year and have net asset of 50 million baht and above.
The proof of net asset, excluding property for residence, mortgaged properties.;
2. Investors who have directly invested in stock market at least 1 year and have an annual income of 4 million baht and above.
The proof of annual income (personal income tax, pay-slip, rental income, investment income);
3. Investor with 3-year experience in business or investment related field and have 5 million baht and above invested directly in stocks.
The proof of work experience and investment portfolio in stocks (recent month statement)
Funding Societies charge a platform administration fee to all investors upon successful repayment only.
The amount of money that investors can invest varies vary according to the type of investors which can be broadly divided into two:
1. Retail Investor
2. Non-retail investor (qualification investor, institutional investor and VC or PE)
Funding Societies will process investor's re-fund within 7 days after investor cancels investment or crowdfunding becomes unsuccessful.
Funding Societies will inform Investors whenever there is a late repayment or default. At the initial stage of collection, Funding Societies will send reminder to issuer. However, if the approach is unsuccessful, we will hire a debt collection agency and partnered law firms to carry out debt collection on the investor's behalf.
Funding Societies assess issuer by following a comprehensive credit assessment and risk scoring approach. We assess both the issuer's company and main shareholders by looking various data points e.g. overall prospect of the company, industry and economy; financial statement; cashflow, credit history; litigation history; etc...
In addition, Funding Societies also perform site-visit on issuer to confirm that the company is still in operation; and do comprehensive KYC (Know-Your-Customer) to check shareholder's and director's identities.
Depending on the risk, credit score and grade will be assigned to individual issuer.
Please note: Investing in debt investment involves significant risk which includes both potential loss of investment and illiquidity. Debt investment is not suitable for all investors and you should make sure you understand the risks involved, and seek independent professional advice if necessary.
+65 6221 0958
112 Robinson Road
+603 2202 1013
Unit 15.01 & Unit 15.02, Level 15,
Mercu 3, KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur
+66 93 139 9721
No. 188, Spring Tower, 11th Floor,
Thung Phaya Thai Sub-district,
Ratchathewi District, Bangkok,10400
Licensed by The Securities and Exchange Commission, Thailand
See a list of SEC-regulated here https://market.sec.or.th/LicenseCheck/Search
Funding Societies is the leading SME digital financing platform in Southeast Asia. We specialize in all forms of short-term financing for SMEs, funded by individual and institutional investors. We pride ourselves on our speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Backed by SoftBank Ventures and Sequoia India, Funding Societies has helped to finance over THB 45 billion regionally. It is dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.
FS Siam Co., Ltd are part of the Funding Societies Brand.
FS Siam Co., Ltd. (Registration No: 0105563070599)
© 2020 FS Siam Co., Ltd. Registration No: 0105563070599 All rights reserved.