Receive cash upfront

This product helps the SME to receive cash upfront to pay your supplier for up to 100% of PO or invoice value and can offer you a financing of up to THB 30 million and no collateral required. 

 “PO Express” is a loan for pay to your supplier and can offer you a financing of up to THB 3 million and no collateral required.

For “PO Financing” when your financing is approved have 2 ways for disbursement.

1. Direct to Supplier Payment

Borrowers submit invoices from suppliers along with payment requests to Funding Societies. We will pay 100% of the invoice values directly to your suppliers.

2. Reimbursement for cost incurred

Fund is transferred to Borrower's account to reimburse borrowers for applicable purchases.

For PO Express pay to the supplier only. We will pay 100% of the invoice values directly to your suppliers.

“PO Financing” can be repaid with bullet principal + interest at the end of tenor and request for a tenor of up to 120 days. Repayment should be transferred directly to Funding Societies.

“PO Express” can be repaid with bullet principal + interest at the end of tenor as well and request for a tenor of up to 90 days. 

What if I can't make my payments on time?

If you are late in making your repayments, you would be charged penalty fees. Please note that these vary by product. For more accurate and updated fees/charges, kindly check with us.

Can I make an early settlement?

Yes. Early repayments are always encouraged as it reduces outstanding principal. Interest is calculated per actual days based on outstanding principal.

“PO  Financing”  has an Upfront Fee and Disbursement Fee. For more accurate and updated fees/charges, kindly check with us.

Interest is calculated according to actual principal outstanding and duration of the loan. Partial repayment will reduce principal outstanding and interest charges.

For Consulting 

1. Company Profiles (if any)

2. Audited financial statements last 3 years (at least 1 year)

3. Por Por 30 (latest 12 months or unaudited period)

4. New sales / project contracts, purchasing order, or invoices for financing request
    

For Loan Application

1. Company's Affidavit (not more than 3 months)

2. Shareholder List (BOJ 5) (not more than 3 months)   

3. Copy of national ID card (front and back) of Authorized Director

4. Company Profiles (if any)

5. Main Company Bank Statements (latest 6 months) E-Statement only and have transaction details    

6. Audited financial statements last 3 years (at least 1 year)

7. Por Por 30 (latest 12 months or unaudited period)

8. Credit bureau report (not more than 2 months)

9. Sample of past PO to suppliers / project contracts, purchasing order, invoices, or fund receipts

10. New sales / project contracts, purchasing order, or invoices for financing request