ขณะนี้คุณกำลังดูเว็บไซต์นี้ในรูปแบบภาษาอังกฤษ กรุณากดตรงนี้เพื่อดูในรูปแบบภาษาไทย
Business Term Loan
Scale up
with unsecured business financing
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Financing up to THB 10 million
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Interest rate as low as 1% per month
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No collateral required
What is Business Term Loan?
Business Term Loan is an unsecured business financing product for SMEs to support their business growth, working capital, inventory, equipment purchase/maintenance, or any emergency purpose.
FS "Business Term Loan" is open to
- Limited Partnership or Company Limited
- Operating for at least 12 months and submitted audited financial statement last year
- No record of late payment of more than 3 months
- For manufacturer and trading company
- Have evidence of consistent profitability
Business Term Loan solution to grow your business
No Collateral
We focus on your business potential and want to help you grow.
No Hidden Fees
We will inform you of the costs and fees involved upfront, with no hidden fees for you to worry about.
Hassle-Free
We have an online application that saves you the hassle of having to leave the comfort of home, or work.
Fast Approval
We ensure that you will have final approval as fast as 5 days after we receive all documents.
Application for Business Term Financing
Documents needed
✔️ Company Financial Statement
✔️ Por Por 30 (Last 12 months)
✔️ Company Financial Statement (Last 6 months)
✔️ Business Registration Certificate (Not more than 3 months from date applied)
Prepare it to speed up the application process
Are you wondering which loan you should apply for 🤔?
If your business is...
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Juristic to Limited Partnership or Company Limited
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Annual revenue of more than THB 10 million and Minimum 1 year audited financial statement
Frequently Asked Questions
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What is Business Term Loan?
Business Term Loan can provide financing of up to THB 10 million as a working capital or to expand business and no collateral required.
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How can SME receive funds?
For “Business Term Loan” when your financing is approved it will be credited into your designated business bank account.
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How to make repayment?
“Business Term Loan” can be repaid in equal monthly installments over the loan tenor. This is calculated based on your repayment capability.
What if I can't make my repayments on time?
If you are late in making your repayments, you would be charged penalty fees. Please note that these fees vary by product. For more accurate and updated fees/charges, kindly check with us.
Can I make an early settlement?
Yes. Early repayments are always encouraged, as SMEs are able to save on interest.
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Are there any other fees and charges?
“Business Term Loan” has an Upfront Fee and is deducted from the loan amount. For more accurate and updated fees/charges, kindly check with us.
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How is interest calculated?
Interest is calculated on the entire loan amount throughout the tenure of your loan.
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What documents do we ask for?
For Consulting
1. Company Profiles (if any)
2. Audited financial statements last 3 years (at least 1 year)
3. Por Por 30 (latest 12 months or unaudited period)
For Loan Application
1. Company's Affidavit (not more than 3 months)
2. Shareholder List (BOJ 5) (not more than 3 months)
3. Copy of national ID card (front and back) of Authorized Director
4. Company Profiles (if any)
5. Main Company Bank Statements (latest 6 months) E-Statement only and have transaction details
6. Audited financial statements last 3 years (at least 1 year)
7. Por Por 30 (latest 12 months or unaudited period)
8. Credit bureau report (not more than 2 months)
9. Sample of past PO to suppliers / project contracts, purchasing order, invoices, or fund receipts
10. New sales / project contracts, purchasing order, or invoices for financing requests